Warren Jestin – Chief Economist Scotia Bank Laurie Daschuk Related postsChanging Landscape of PhilanthropyJune 20, 2012A View From the BenchSeptember 23, 2009Tips and Traps of Beneficiary DesignationsFebruary 19, 2014 Previous postLiving BenefitsNext postJoint Ownership – A Potential Minefield for Advisors